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🚨 This site is currently in Public Alpha Version β€” 1st Jan 2026 Release Β· Experimental Β· Things may break πŸ€·β€β™‚οΈ

Directory legend:
Crypto-native β€” Services built around crypto itself. No banks by default, often non-custodial or protocol-like.
Operator-run β€” Human-operated services. May intervene, delay, or review transactions; custody can be partial.
Institutional / Account-based β€” Account-required platforms. Custodial by default, compliance-first, KYC likely or mandatory.

🏠 Home  >  Credit Cards (Operator-run, Semi-custodial)  >  2fiat


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2fiat is a crypto-funded virtual prepaid card service that provides access to digital payment cards supplied by external card issuers. Cards are delivered digitally and intended for online payments. Card availability, acceptance, limits, fees, and usage conditions are determined by the issuing provider and payment network rather than by user-controlled wallets.

Availability & access

KYC & restrictions: No KYC

Officially, NO-KYC is required. However, identity checks, transaction restrictions, limits, or delays may still occur depending on usage patterns, card provider policies, payment network rules, or compliance reviews. Verify details and start with a small amount before committing larger funds.

Supported assets

  • Monero (XMR)
  • Bitcoin (BTC)
  • Lightning (BTC-LN)
  • Litecoin (LTC)
  • Bitcoin Cash (BCH)

External research (optional)

Users may independently review a service’s own policies, including card issuance terms, usage restrictions, or regional limitations, or consult external sources for additional context. These sources are external and not affiliated with this project.


Added on: 01 Jan 2026
Last updated: 01 Jan 2026

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